Union Bank of India (UNIONBANK) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹197 (+5.6% day change)
Key ratios
- P/E ratio
- 7.74
- P/B ratio
- 1.01
- ROE (%)
- 14.56
- ROCE (%)
- 1.57
- Debt/Equity
- 0.58
- Dividend yield (%)
- 2.68
- Market cap (₹ Cr)
- 150,382.03
Financial health
Industrial forensic models are not applicable. Banking financial health is assessed using the documented CAMELS/RBI-format framework.
InvestSights quality score
68.1/100 — Above Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- Return on Assets: guided 1%, delivered 1.25% (FY26) — exceeded guidance
- Loan growth: guided 9–10%, delivered 9.74% (FY26) — met guidance
Latest earnings call (Q1 FY27)
AI summary: Union Bank of India's Q1 FY27 call delivered a consistent message: the bank has completed the structural repair phase and is now transitioning to a growth-and-efficiency harvesting phase. The most important signal is the deliberate compression of bulk deposits — down from "around 27%-odd" to "19%-odd" of total deposits — which has driven a "18 bps" reduction in deposit cost…
Full analysis on InvestSights
InvestSights is an analytics platform and is not SEBI-registered as a Research Analyst or Investment Adviser. All figures are educational, descriptive data — not investment advice. Consult a SEBI-registered adviser before investing.