PNB Housing Finance Limited (PNBHOUSING) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹1,111.4 (+0.59% day change)
Key ratios
- P/E ratio
- 12.63
- P/B ratio
- 1.02
- ROE (%)
- 11.92
- ROCE (%)
- 3.53
- Debt/Equity
- 2.81
- Dividend yield (%)
- 0.66
- Market cap (₹ Cr)
- 28,985.75
Financial health
Industrial forensic models are not applicable. NBFC financial health is assessed using the documented Ind-AS lending framework.
InvestSights quality score
65.2/100 — Above Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- Retail loan book: guided 100,000INR crore, delivered 86,946INR crore (FY26) — missed guidance
- Total Loan Book: guided 100,000INR crore, delivered 79,771INR crore (FY26) — missed guidance
Latest earnings call (Q2 FY27)
AI summary: The central signal is that PNB Housing Finance has moved from balance-sheet repair into a faster growth phase, while attempting to preserve profitability through a richer asset mix and active liability management. Retail disbursement reached an “all-time high” of ₹9,250 crores, the loan book grew 19% YoY and GNPA improved to 0.91%. However, reported spread of 2.43%, NIM of…
Full analysis on InvestSights
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