LIC Housing Finance Limited (LICHSGFIN) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹551.9 (+2.58% day change)
Key ratios
- P/E ratio
- 5.42
- P/B ratio
- 0.66
- ROE (%)
- 13.53
- ROCE (%)
- 2.48
- Debt/Equity
- 6.43
- Dividend yield (%)
- 2.02
- Market cap (₹ Cr)
- 30,357.98
Financial health
Industrial forensic models are not applicable. NBFC financial health is assessed using the documented Ind-AS lending framework.
InvestSights quality score
62.3/100 — Above Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- Loan book growth: guided 10%, delivered 6% (Q2 FY26) — missed guidance
- Gross NPA ratio: guided 1.9%, delivered 2.15% (Q1 FY27) — missed guidance
Latest earnings call (Q1 FY27)
AI summary: The most important signal is management’s shift from consolidation to a renewed growth phase, while explicitly accepting that pricing and margins will constrain how aggressively LIC Housing Finance can compete. The company has grown at around 7% against industry growth of approximately 12%-15%, but now targets double-digit expansion in both disbursements and the loan book.…
Full analysis on InvestSights
InvestSights is an analytics platform and is not SEBI-registered as a Research Analyst or Investment Adviser. All figures are educational, descriptive data — not investment advice. Consult a SEBI-registered adviser before investing.