The Karur Vysya Bank Limited (KARURVYSYA) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹370 (-0.8% day change)
Key ratios
- P/E ratio
- 14.24
- P/B ratio
- 1.98
- ROE (%)
- 17.79
- ROCE (%)
- 2.43
- Debt/Equity
- 0.19
- Dividend yield (%)
- 0.75
- Market cap (₹ Cr)
- 35,755.5
Financial health
Industrial forensic models are not applicable. Banking financial health is assessed using the documented CAMELS/RBI-format framework.
InvestSights quality score
70.2/100 — Above Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- Net Interest Margin: guided 3.9–3.95%, delivered 3.97% (FY26) — exceeded guidance
- Credit Growth Above Industry Growth: guided 2percentage points, delivered 2percentage points (FY26) — met guidance
Latest earnings call (Q2 FY27)
AI summary: The central signal is that KVB is deliberately protecting profitability and asset quality rather than maximising loan growth, even after advances expanded 7% quarter-on-quarter and NIM held at 4.26%. Management now expects FY27 credit growth of 18% to 20%, but explicitly warned that the first-half pace should not be extrapolated. The key tension is margin normalisation: the…
Full analysis on InvestSights
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