Indian Railway Finance Corporation Limited (IRFC) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹83.5 (+4% day change)
Key ratios
- P/E ratio
- 15.58
- P/B ratio
- 2.01
- ROE (%)
- 12.35
- ROCE (%)
- 1.5
- Debt/Equity
- 7.69
- Dividend yield (%)
- 2.41
- Market cap (₹ Cr)
- 109,122.03
Financial health
Industrial forensic models are not applicable. NBFC financial health is assessed using the documented Ind-AS lending framework.
InvestSights quality score
57.6/100 — Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- Asset sanctions: guided 60,000Cr, delivered 74,000Cr (FY26) — exceeded guidance
- Total agreements executed: guided 60,000Cr, delivered 72,949Cr (FY26) — exceeded guidance
Latest earnings call (Q2 FY27)
AI summary: The central signal is that IRFC’s earnings strategy is shifting from AUM-led growth to portfolio-mix-led profitability. Management retained the near-₹5 lakh crore FY27 AUM target, but repeatedly emphasised that new diversified assets earn more than 100 bps versus 35 bps on assets being replaced, supporting PAT growth even without double-digit AUM expansion. The immediate…
Full analysis on InvestSights
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