Indian Overseas Bank (IOB) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹31.16 (+0.84% day change)
Key ratios
- P/E ratio
- 11.09
- P/B ratio
- 1.64
- ROE (%)
- 14.65
- ROCE (%)
- 6.19
- Debt/Equity
- 1.4
- Dividend yield (%)
- 0
- Market cap (₹ Cr)
- 60,003.53
Financial health
Industrial forensic models are not applicable. Banking financial health is assessed using the documented CAMELS/RBI-format framework.
InvestSights quality score
63.9/100 — Above Average (descriptive data-driven composite; not a recommendation)
Latest earnings call (Q1 FY26)
AI summary: The single most important signal from IOB's Q1 FY26 analyst meet is the interplay between NIM trajectory and the recovery pipeline as the primary swing factor for FY26 profitability. Management has absorbed a severe 54 bps sequential NIM compression (from 3.58% in March 2025 to 3.04% in June 2025) — partly structural, partly from a large MTNL provisioning overhang now cleared…
Full analysis on InvestSights
InvestSights is an analytics platform and is not SEBI-registered as a Research Analyst or Investment Adviser. All figures are educational, descriptive data — not investment advice. Consult a SEBI-registered adviser before investing.