Indian Bank (INDIANB) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹933.7 (+4.35% day change)
Key ratios
- P/E ratio
- 10.75
- P/B ratio
- 1.42
- ROE (%)
- 14.62
- ROCE (%)
- 9.98
- Debt/Equity
- 0.58
- Dividend yield (%)
- 1.92
- Market cap (₹ Cr)
- 125,765.66
Financial health
Industrial forensic models are not applicable. Banking financial health is assessed using the documented CAMELS/RBI-format framework.
InvestSights quality score
69.8/100 — Above Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- CASA ratio: guided 40%, delivered 39.08% (FY26) — missed guidance
- Gross NPA ratio: guided 2%, delivered 1.98% (FY26) — exceeded guidance
Latest earnings call (Q2 FY27)
AI summary: The central signal is that Indian Bank is using unusually strong operating conditions to absorb future regulatory costs while still pursuing balanced loan growth. It has already provided ₹2,500 crore toward an expected ₹3,500 crore ECL transition impact, yet reported net profit of ₹3,462 crore, credit cost of 0.22%, gross NPA of 1.61% and net NPA of 0.14%. Growth visibility…
Full analysis on InvestSights
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