HDB Financial Services Ltd (HDBFS) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹545 (+0.74% day change)
Key ratios
- P/E ratio
- 17.79
- P/B ratio
- 0
- Market cap (₹ Cr)
- 45,284.91
Financial health
Industrial forensic models are not applicable to this financial-services business. No substitute financial-health score is currently published for this entity type.
InvestSights quality score
53/100 — Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- Net Interest Margin: guided 7.9–8%, delivered 8.09% (Q3 FY26) — exceeded guidance
- Cost-to-Income Ratio: guided 41.5–42%, delivered 39.5% (Q3 FY26) — exceeded guidance
Latest earnings call (Q2 FY27)
AI summary: The most important signal is that HDBFS expects faster disbursements to begin translating into stronger loan-book growth by Q4, while attempting to defend NIM through floating-rate LAP repricing, funding diversification and product mix. Q2 disbursements rose 18.7% YoY to ₹18,522 crores, but the gross loan book grew 11.7% YoY, reflecting the continued drag from repayments.…
Full analysis on InvestSights
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