City Union Bank Limited (CUB) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹225 (+2.57% day change)
Key ratios
- P/E ratio
- 12.58
- P/B ratio
- 1.26
- ROE (%)
- 12.55
- ROCE (%)
- 9.38
- Debt/Equity
- 0.54
- Dividend yield (%)
- 1.11
- Market cap (₹ Cr)
- 22,292.71
Financial health
Industrial forensic models are not applicable. Banking financial health is assessed using the documented CAMELS/RBI-format framework.
InvestSights quality score
64.6/100 — Above Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- PAT: guided 1,000Rs Cr, delivered 1,015.7Rs Cr (FY24) — exceeded guidance
- Net NPA ratio: guided 1–1.25%, delivered 1.25% (FY25) — met guidance
Latest earnings call (Q2 FY27)
AI summary: The central signal is that CUB’s growth acceleration is being supported by improving asset quality and margins, but the sustainability of funding and the concentration in gold loans are now the key variables. Advances grew 26% to ₹72,442 crore, while deposits grew 21% to ₹83,893 crore; management retained guidance of credit growth at 2%-3% above the industry and NIM of…
Full analysis on InvestSights
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