CreditAccess Grameen Limited (CREDITACC) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹1,102.7 (-0.4% day change)
Key ratios
- P/E ratio
- 22.68
- P/B ratio
- 2.36
- ROE (%)
- 9.92
- ROCE (%)
- 15.04
- Debt/Equity
- 3.01
- Dividend yield (%)
- 0
- Market cap (₹ Cr)
- 17,673.95
Financial health
Industrial forensic models are not applicable. NBFC financial health is assessed using the documented Ind-AS lending framework.
InvestSights quality score
57/100 — Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- Return on Assets: guided 4–4.2pct, delivered 4.2pct (FY23) — met guidance
- Return on Equity: guided 16–18pct, delivered 18pct (FY23) — met guidance
Latest earnings call (Q2 FY27)
AI summary: The most important signal is that CreditAccess Grameen is using unusually strong margins and capitalisation to absorb near-term credit volatility while accelerating its shift from Group Loans toward Retail Finance. Q2 NIM reached 15.1%, H1 ROA was 5.9%, and management raised FY27 ROA guidance to 5.2%–5.8%, even after implementing a 50 bps lending-rate reduction. However, the…
Full analysis on InvestSights
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