Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹1,790.8 (+1.19% day change)
Key ratios
- P/E ratio
- 28.89
- P/B ratio
- 3.75
- ROE (%)
- 17.18
- ROCE (%)
- 4.32
- Debt/Equity
- 6.93
- Dividend yield (%)
- 0.15
- Market cap (₹ Cr)
- 153,015.98
Financial health
Industrial forensic models are not applicable. NBFC financial health is assessed using the documented Ind-AS lending framework.
InvestSights quality score
66.9/100 — Above Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- Disbursement growth: guided 15%, delivered 10.7% (FY26) — missed guidance
- AUM growth: guided 20%, delivered 21.4% (FY26) — exceeded guidance
Latest earnings call (Q2 FY27)
AI summary: The most important signal was management’s confidence that CHOLAFIN can sustain strong growth without relaxing its existing credit-cost and profitability framework, even as funding costs rise. First-half AUM growth reached 25%, but management retained rather than raised its full-year objective of around 25% growth and net credit cost of approximately 1.4%. The next test is…
Full analysis on InvestSights
InvestSights is an analytics platform and is not SEBI-registered as a Research Analyst or Investment Adviser. All figures are educational, descriptive data — not investment advice. Consult a SEBI-registered adviser before investing.