Central Bank of India (CENTRALBK) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹31.3 (+1.56% day change)
Key ratios
- P/E ratio
- 6.26
- P/B ratio
- 0.73
- ROE (%)
- 11.6
- ROCE (%)
- 1.2
- Debt/Equity
- 0.82
- Dividend yield (%)
- 2.51
- Market cap (₹ Cr)
- 28,330.89
Financial health
Industrial forensic models are not applicable. Banking financial health is assessed using the documented CAMELS/RBI-format framework.
InvestSights quality score
69/100 — Above Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- CASA ratio: guided 50%, delivered 50.02% (FY24) — exceeded guidance
- Gross NPA ratio: guided 4.5%, delivered 4.5% (FY24) — met guidance
Latest earnings call (Q2 FY27)
AI summary: The central signal is that Central Bank of India is shifting from balance-sheet repair toward growth while trying to preserve asset quality and returns. Q2 featured total business growth of 20.54%, advances growth of 29.83%, net profit of ₹1,469 crore, ROA of 1.03%, gross NPA of 2.39% and net NPA of 0.31%. Management is now relying on gold loans, SHGs, housing, corporate…
Full analysis on InvestSights
InvestSights is an analytics platform and is not SEBI-registered as a Research Analyst or Investment Adviser. All figures are educational, descriptive data — not investment advice. Consult a SEBI-registered adviser before investing.