Aavas Financiers Limited (AAVAS) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹1,137.6 (-0.54% day change)
Key ratios
- P/E ratio
- 13.75
- P/B ratio
- 1.69
- ROE (%)
- 12.97
- ROCE (%)
- 4.89
- Debt/Equity
- 3.11
- Dividend yield (%)
- 0
- Market cap (₹ Cr)
- 9,020.7
Financial health
Industrial forensic models are not applicable. NBFC financial health is assessed using the documented Ind-AS lending framework.
InvestSights quality score
67.1/100 — Above Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- 1+ Days Past Due: guided 5%, delivered 3.39% (FY25) — exceeded guidance
- Gross Non-Performing Assets: guided 1%, delivered 1.08% (FY25) — missed guidance
Latest earnings call (Q2 FY27)
AI summary: The central signal is that Aavas is attempting to accelerate growth through productivity rather than underwriting dilution or spread sacrifice. RO productivity increased from 1.1 files per month in Q1FY27 to 1.2 in Q2FY27 and 1.3 in September, with a target of approximately 1.5 by FY27-end. This is being supported by revamped incentives, digital and alternate sourcing,…
Full analysis on InvestSights
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