Mahindra & Mahindra Financial Services Limited (M&MFIN) — key facts
NSE-listed · Financial Services. Data as of 11 Nov 2026 (IST) from InvestSights.
Last close: ₹280.05 (-2.1% day change)
Key ratios
- P/E ratio
- 13.41
- P/B ratio
- 1.47
- ROE (%)
- 10.72
- ROCE (%)
- 2.68
- Debt/Equity
- 4.31
- Dividend yield (%)
- 2.31
- Market cap (₹ Cr)
- 38,916.43
Financial health
Industrial forensic models are not applicable. NBFC financial health is assessed using the documented Ind-AS lending framework.
InvestSights quality score
58.9/100 — Average (descriptive data-driven composite; not a recommendation)
Management guidance track record
- Gross Stage 2 plus Gross Stage 3: guided 10%, delivered 8.2% (FY26) — exceeded guidance
- Net Interest Margin: guided 6.5%, delivered 7.1% (FY26) — exceeded guidance
Latest earnings call (Q2 FY27)
AI summary: The most important signal is that M&MFIN's improvement is becoming operationally broader, but the next phase will test whether returns can withstand a rising-rate and softer rural-demand environment. Q2 combined 22% disbursement growth, 15% AUM growth, 8.1% GS2 plus GS3, 1.6% credit cost and PAT of ₹882 crores. Diversification is also becoming meaningful, with non-wheels at…
Full analysis on InvestSights
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